US BANK (California)
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usbankcal.com
Limited-time CD offer
Get4.00%APY*
On 4-month CD
*4.00% Annual Percentage Yield (APY). $1,000 minimum. Terms apply.
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$4.2B
Assets under management
312K+
Customers banking with us
A+
Security & uptime rating

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256-bit encryption · FDIC insured · MFA protected
Start banking with confidence

Begin Your Journey with US BANK (California)

If you're looking for a bank that understands your needs, US BANK (California) offers tailored solutions for your financial journey. Your success is our priority.

Remittance Services

Send money to India and worldwide with competitive rates and same-day processing.

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Personal Banking

Checking, savings and CDs designed around real life, not paperwork.

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High-Yield Products

Earn more on idle cash with CDs and money-market accounts up to 4.00% APY.

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Business Banking

Treasury, payroll and lending built for owners, founders and operators.

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Why US BANK (California)

Banking built for how you actually live and work.

From day-one onboarding to wire transfers across continents, every interaction is designed to feel calm, fast and trustworthy.

  • FDIC-insured up to $250,000
    Your deposits are protected by the full faith and credit of the U.S. Government.
  • Bank-grade security
    256-bit AES encryption, MFA, biometrics and 24/7 fraud monitoring.
  • No hidden fees
    Transparent pricing across every tier — no surprise charges.
  • Real human support
    Branch advisors and US-based specialists, seven days a week.
Instant transfers
Internal transfers settle in seconds.
MFA on every login
Always-on protection for every action.
Virtual cards
Issue, freeze, cancel in one tap.
Mobile-first
Deposit, transfer, manage on iOS & Android.
Branches & ATMs
Nationwide network with no surcharge.
SOC 2 Type II
Independently audited every year.
4-month CD
APY · $1,000 min
4.00%
12-month CD
APY · $5,000 min
4.25%
Money Market
APY · No monthly fee
3.60%
FAQ

Common questions

How long does it take to open an account?+

Most customers complete onboarding in under 5 minutes. Your account is active immediately after sign-up.

Is my money safe?+

Yes. All deposits are FDIC-insured up to $250,000 and protected by enterprise-grade security.

What does it cost?+

Personal accounts are free. Business and Premium tiers carry low monthly fees with no hidden charges.

Can I send money internationally?+

Yes. Internal transfers and external transfers via routing/SWIFT codes are supported.

Bank with confidence. Start in minutes.

Open your free personal account and earn a $1,000 welcome bonus*.

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*Simulated deposit for demonstration purposes.